Guaranty Bank & Trust

1108 Park St, Commerce, TX 75428


Commerce Bank

Location Information

1108 Park St

Commerce, TX 75428

Get Directions

(903) 886-2274

(903) 886-2274


  • Coin Counting Machine
  • Deposit Services
  • Drive-up ATM
  • Lending Services
  • Treasury Solutions
Main Drive Through

Monday 9:00 am - 3:00 pm

Tuesday 9:00 am - 3:00 pm

Wednesday 9:00 am - 3:00 pm

Thursday 9:00 am - 3:00 pm

Friday 9:00 am - 5:00 pm

Saturday - Closed

Sunday - Closed


We have built a strong reputation as an outstanding bank, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. Learn more about all of our mortgage products and get started today.

Personal and Business Banking

There’s no such thing as a one-size-fits-all growth strategy, especially in a place as big and as full of diverse, enterprising individuals as the Lone Star State. At Guaranty Bank & Trust, we never rest in our pursuit of our customers’ — and communities’ — financial goals. We listen, learn, and treat the hard-earned cash entrusted to us as if it were our own. Experience the Guaranty difference today by learning more about personal and business accounts.

Digital Banking

Access all the outstanding banking solutions you’ve come to expect from Guaranty Bank & Trust anytime, anywhere. Our digital banking solutions will help you with all your daily banking needs, from checking your balance to depositing a check, we have you covered.


Guaranty Bank & Trust is one of the oldest community banks in Texas. We provide our customers with a full array of relationship-driven commercial and consumer banking products and services, as well as mortgage, trust, and wealth management services. Guaranty Bank & Trust has over 30 banking locations across 26 Texas communities located within the East Texas, Dallas/Fort Worth, greater Houston and Central Texas regions of the state.


Our Team

Senior Vice President and Location Manager

Mandy Freeman

Senior Vice President and Location Manager

Mandy Freeman is a graduate of Texas A&M-Commerce with a bachelor's degree in Agribusiness. She began her banking career in 1999 before joining Guaranty Bank & Trust in 2010 in Sulphur Springs. In 2014 she was promoted to Location Manager of the Commerce location. Mandy has a passion for community banking and takes pride in building long-term relationships with her customers by helping them make their dreams a reality. Mandy is active in the community and is a member of several civic organizations including the Lions Club and Chamber of Commerce.